NRI Income Tax Calculator India

Generally no — if you qualify as a non-resident under Section 6, only income that accrues or arises in India is taxable. Salary earned abroad for work performed outside India is foreign-source income and stays outside Indian tax. If you become a full resident (ROR), worldwide income including foreign salary becomes taxable in India.

Yes. NRO account interest is fully taxable in India at your slab rate. Banks deduct TDS at 30% plus 4% cess (31.2% effective) under Section 195 from the first rupee — there is no ₹40,000 threshold like resident FDs. You can claim credit for this TDS when filing your return, and DTAA may lower the withholding rate if you submit a Tax Residency Certificate and Form 10F to your bank.

You must file if you have taxable Indian income above the basic exemption, want to claim a TDS refund, or need to report capital gains or foreign assets (Schedule FA for residents with overseas holdings). Even when TDS covers your full liability, filing lets you reconcile credits and carry forward losses where applicable.

Both are generally taxed only on Indian-source income. RNOR (Resident but Not Ordinarily Resident) is a transitional status after returning to India — foreign income stays exempt unless it arises from a business or profession controlled from India. Use the residential status calculator first, then this tool for the tax estimate.

Yes, if you have Indian income and want to claim Chapter VI-A deductions (80C, 80D, etc.) that are not available under the new regime. Pick the regime that gives lower tax on your Indian-source income — this calculator lets you compare by switching the regime dropdown.