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Free Tax & Finance Tools for India

23 calculators and generators that explain every rupee — FY 2026-27 rates, working shown, nothing uploaded. Like a friend who actually reads the Finance Act.

100% free · works in your browser · no data uploaded

Rent Receipt Generator In-Hand Salary Calculator

Salary & HRA

In-Hand Salary Calculator

Compare new vs old regime to see your real monthly take-home from CTC.

HRA Exemption Calculator

Calculate HRA exemption using the 3-rule minimum method, step by step.

Income Tax

Section 234 Interest Calculator

Compute 234A, 234B, 234C interest for late ITR filing and advance tax shortfall.

Advance Tax Calculator

Work out your advance tax installments due Jun, Sep, Dec and Mar from estimated income.

Freelancer Tax Calculator (Section 44ADA)

Compare 44ADA 50% deemed profit vs regular filing for freelancers and professionals.

ESOP Tax Calculator

Calculate ESOP perquisite tax at exercise and capital gains at sale, with startup deferral.

RSU Tax Calculator

RSU vesting perquisite tax plus capital gains, USD conversion and Schedule FA rules.

Crypto Tax Calculator

Crypto tax at flat 30% under Section 115BBH with 1% TDS, no loss set-off.

Capital Gains Tax Calculator

LTCG and STCG for listed equity and property with the indexation option, step by step.

Gratuity Calculator

Gratuity via the 15/26 formula with the ₹20 lakh tax exemption limit explained.

Leave Encashment Calculator

Leave encashment exemption under Section 10(10AA) with the four-limit rule.

GST & Invoices

GST Invoice Generator

Create GST tax invoices with auto CGST/SGST or IGST, HSN/SAC and amount in words.

Receipts & Documents

Rent Receipt Generator

Generate monthly rent receipts for HRA claims with landlord PAN and revenue stamp, download as PDF.

Driver Salary Receipt Generator

Generate monthly driver salary receipts for car + driver FBP tax claims, download as PDF.

Rent Agreement Generator

Draft a standard 11-month rent agreement with print-ready PDF and standard clauses.

Property & State

Professional Tax Calculator

Calculate monthly and annual professional tax by state for FY 2026-27.

Stamp Duty & Registration Calculator

Property stamp duty and registration charges by state, with female buyer concessions.

Savings Schemes

Sukanya Samriddhi Yojana (SSY) Calculator

SSY maturity at current rate — 15-year deposits, 21-year maturity for your daughter.

Senior Citizen Savings Scheme (SCSS) Calculator

SCSS quarterly interest payout — 5-year tenure, max ₹30 lakh for seniors 60+.

PPF Calculator

PPF maturity over 15 years at the current rate, with year-by-year compounding.

NPS Calculator

NPS corpus at retirement, monthly pension estimate and 80CCD tax benefits.

Fixed Deposit (FD) Calculator

FD maturity and interest with any bank rate, compounding frequency and TDS impact.

Recurring Deposit (RD) Calculator

RD maturity from your monthly deposit, tenure and bank rate with quarterly compounding.