BhaiMerePaise is a free collection of Indian tax and finance calculators and document generators. The name, loosely "brother, your money", reflects the goal: give every Indian a straightforward, trustworthy tool to work out their own tax, salary, receipts and savings — without a login, without paying, and without sending any personal data anywhere.
Who it's for
Salaried employees figuring out in-hand salary and HRA, freelancers and professionals navigating Section 44ADA, founders and tech workers with ESOPs and RSUs, landlords and tenants needing rent receipts or an agreement, and anyone planning savings through PPF, SSY, SCSS, NPS, FDs and RDs. The tools are mobile-first because most users in India reach for a phone, not a laptop.
Methodology
Every rate, slab, limit and threshold used across the site lives in a single config file labelled for FY 2026-27 (AY 2027-28). We do not invent numbers. Slabs, surcharge brackets, the 87A rebate, cess, the HRA metro list, professional-tax tables, stamp-duty rates, small-savings interest rates and GST state codes are each drawn from the relevant statute or notification. Each value carries a verification note because rates change — sometimes mid-year. We update the config after every Union Budget and when quarterly small-savings rates are notified, and the "Rates last reviewed" date in the footer tells you when we last checked.
Sources we rely on
- incometax.gov.in — Income Tax Department: acts, rules and circulars for income tax, HRA, 234A/B/C, advance tax, 44ADA, ESOP/RSU perquisites, capital gains, gratuity and leave encashment.
- cbic.gov.in — CBIC for GST rates, state codes and invoice rules.
- nsiindia.gov.in — National Savings Institute for PPF, SSY, SCSS and other small-savings rates.
- epfindia.gov.in — EPF interest and wage ceilings.
- Official state commercial-tax and stamp-duty portals for professional tax and stamp duty, which are state-enacted.
Where a value is state-specific or notified periodically, the tool says so inline rather than pretending to a single national figure.
How the tools work
The maths runs entirely in your browser. There is no server that receives your salary, rent or GST figures — the page you're on does the calculation locally and, for generators, builds the PDF on your device too. That is why we can promise "no data uploaded" and mean it. If you spot a number that looks wrong, write to us; corrections are welcome and credited.